Do you need a license to sell insurance in Virginia?

• Fees shown are state fees only. These fees do not include NIPR transaction fees.
• Fees are per application unless noted in Fee Disclaimers.

Insurance Producer

• Fee: $15.00
• Amendment Fee: $15.00
• Fee Disclaimers: Fees are per line of authority

Limited Lines Producer

• Fee: $15.00
• Amendment Fee: $15.00
• Fee Disclaimers: Fees are per line of authority

Surplus Lines Broker

• Fee: $15.00

Consultant

• Fee: $15.00
• Amendment Fee: $15.00
• Fee Disclaimers: Fees are per line of authority

Viatical Settlement Broker

• Fee: $15.00

Public Adjuster

• Fee: $15.00

• Please note that license class names can vary by state.

PRODUCER

Insurance Producer

• Life & Annuities
• Health
• Variable Contracts
• Property & Casualty
• Personal Lines
• Title

Limited Lines Producer

• Limited Lines Life & Health
• Limited Lines Property & Casualty
• Credit
• Motor Vehicle Rental Contract (Car Rental)

BROKER

Surplus Lines Broker

• Surplus Lines

Viatical Settlement Broker

• Viatical Settlement Broker

OTHER

Consultant

• Life & Health Consultant
• Property & Casualty Consultant

Applicant Can

• Submit initial license for individuals electronically.
• Submit major lines of authority.
• Submit limited lines of authority.
• Submit Surplus Lines for individuals.
• Submit add lines of authority (amend) to an existing active license.
• Submit reinstate/reapply through NIPR's Non-Resident License Application.
• Print license electronically.

Business Rules

• Requirements for All Applicants
  • Be at least 18 years old or older
  • Name, birth date, license number, state of residence, Tax ID, and National Producer Number (NPN) must match current Producer Database (PDB) record for resident state.
  • Florida and Pennsylvania residents applying for a Title license will need to pass the Virginia Title License Exam. A pre-licensing course is not required. Visit https://www.prometric.com/virginia/insurance. Prometric (1-866-891-6396) for more information.
  • Applicant’s resident/mailing address must not be in Virginia jurisdiction
  • Phone and fax numbers provided cannot begin with one (1)

• If one (1) or more lines of authority (LOAs) in the transaction are declined by the gateway, then the entire transaction is declined and not sent to the state.

• An affiliation is not required, and the applicant may skip the "Affiliations" page on the uniform application

• Individual applicants may reapply one year after line of authority status date if status reason is Failure to Renew

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

• Please allow a minimum of fifteen (15) business days for processing before contacting the Bureau concerning the status of an application. To search for Virginia license numbers please visit the state website.

• Please note: An application is considered unapproved and closed after thirty (30) calendar days if the applicant does not provide all required documentation. A new application and non-refundable processing fee is required.

• License-specific Requirements
  • Property & Casualty:
    • Applicants applying for a Property & Casualty license may not apply for a Personal Lines license and vice versa.
  • Surplus Line Broker:
    • Applicant must actively hold a Surplus Lines license in resident state.
  • Variable Contracts:
    • A FINRA Central Registry Depository (CRD) number must be provided on the application.  You can verify your CRD number on FINRA's website.
  • Viatical Settlement Broker:
    • Within 60 days of licensure and by March 1 annually thereafter, a Viatical Settlement Broker (VSB) must certify implementation of anti-fraud initiatives reasonably calculated to detect, prosecute, and prevent fraudulent viatical settlement acts to the Commission.
    • Complete the Annual Certification of Anti-Fraud Initiatives Form, then email completed certifications and/or any questions concerning your compliance status to .

Contact Information

Mailing Address

Virginia Bureau of Insurance
P.O. Box 1157
Richmond, VA 23218
United States

Frequently Asked Questions

• 183 calendar days

• Not required to be reported to Virginia

• Moving from another state to Virginia 
  • Your resident license in your previous home state must be inactivated to obtain a Virginia resident license.
  • If you apply within 90 days of inactivating your previous resident license, you will not be required to take the exam or get a Criminal History Record Report (CHRR) for licenses held in your previous home state.
  • Your Virginia nonresident license will remain active during the 90- day period.
  • Your appointments will remain active unless terminated for other reasons.
• Moving from Virginia to another state:
  • Clearance letter, which when processed terminates all active licenses and appointments in Virginia, is required when moving to another state.
  • Visit Downloadable Forms to download the Service Request Form.
  • After obtaining a license in your new home state, visit Online Services & Information to apply for your Virginia nonresident license.